Hometown InspectionsinspectbrevardBY HOMETOWN INSPECTIONS
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HOMETOWN INSPECTIONS · BREVARD COUNTY

Four-point and wind mitigation inspections in Brevard County.

Monday and Wednesday appointments.

We run Brevard as a route from the Orlando area, so you pay the same price our local customers do. Florida license HI14613.

Four-point inspection
$129
Wind mitigation
$129
Both reports One visit
$169
Book an appointment

Or call 407-698-5360. Report within 24 hours of the inspection.

PRICING

What each report costs.

Same price in every Brevard community we serve. Appointments run on Monday and Wednesday. The report arrives within 24 hours of the inspection.

Four-point inspection

The report insurers ask for on older homes before writing a new policy or at renewal. Citizens requires one on any home more than 20 years old.

$129per inspection
  • Roof, electrical, plumbing, and heating and air
  • Age, type, and condition of each system, with photos
  • Roof age confirmed against permit records
  • The right choice for mobile and manufactured homesThe wind mitigation form does not apply to them.
Book a four-point ↗What a four-point checks →

Wind mitigation

Documents the roof and opening features your carrier uses to set wind credits. Optional. Worth it when the house has features your carrier is not already crediting.

$129per inspection
  • Florida form OIR-B1-1802 (Rev. 04/26)Required for inspections on or after April 1, 2026.
  • Roof covering, deck nailing, roof-to-wall straps, roof shape, water barrier, opening protection
  • Good for up to five yearsAs long as nothing material changes on the house.
  • Credits are set by your insurer, not by us
Book wind mitigation ↗What wind mitigation checks →
WHY ROUTE DAYS

Why only Monday and Wednesday.

Hometown Inspections is based in the Winter Garden and Kissimmee area, more than an hour from the coast. A single trip to Brevard would have to be priced like one.

So we don’t make single trips. Every Brevard appointment goes on Monday and Wednesday, and we work the county from Titusville to Palm Bay. That is the whole reason a four-point here costs the same $129 it costs in Orlando.

BREVARD ROUTE DAYS
MonMondayBrevard route
WedWednesdayBrevard route
SERVICE AREA

Titusville
to Palm Bay,
mainland and beachside.

Ten communities, one price list. If you are between two of them you are probably on the route. Call 407-698-5360 to check before you book.

See the service area →
QUESTIONS

Before you book.

Short answers here. Longer ones on the four-point and wind mitigation pages.

Why are Brevard appointments only on Monday and Wednesday?

Hometown Inspections is based in the Winter Garden and Kissimmee area, more than an hour from the coast. A one-off trip to Brevard would have to be priced like one. Instead we put every Brevard appointment on Monday and Wednesday and work the county end to end, which is how a four-point here costs the same $129 it does in Orlando.

Which report does my insurer want?

Check the request from your agent or carrier. A four-point is asked for on older homes before a new policy or at renewal; Citizens requires one on homes more than 20 years old. A wind mitigation is for discounts, and it is optional. If the request mentions both, book the combination for $169.

What does a four-point inspection check?

Four systems: the roof, the electrical panel and wiring, the plumbing and water heater, and the heating and air conditioning. The report lists the age, type, and condition of each, with photos. It is not a full home inspection and does not cover the rest of the house.

What does a wind mitigation inspection check?

The seven items on Florida form OIR-B1-1802: the building code the house was built or re-roofed under, the roof covering, how the roof deck is nailed, how the roof is attached to the walls, the roof shape, whether there is a secondary water barrier under the shingles, and the protection on windows and doors. It involves attic access and photos.

When do I get the report?

Within 24 hours of the inspection, and usually the same day. The one thing that can slow a report down is roof permit history, which we look up to confirm the roof age for the four-point.

Will a wind mitigation inspection lower my premium?

Often, but not always, and the inspector cannot promise a number. The report records what the house has. Your carrier decides which credits apply under your policy. The features that most often matter are a hip-shaped roof, metal straps or clips tying the roof to the walls, impact-rated windows and shutters, and a roof installed under the current Florida Building Code.

What if the four-point finds a problem?

The report says what is there and the insurer decides what to do about it. Items carriers commonly flag are Federal Pacific or Zinsco electrical panels, aluminum branch wiring, polybutylene supply pipes, a roof near the end of its service life, an aging water heater, and active leaks. Knowing before you apply is better than finding out from an underwriter.

Do you inspect mobile and manufactured homes?

Yes. Book the four-point. The wind mitigation form does not apply to mobile and manufactured homes, so there is nothing to gain from the combination.

Do you do full home inspections in Brevard?

Sometimes. On a route day we can fit a buyer's inspection for a single-story, single-family home with a low-profile roof, or for a manufactured home. Call 407-698-5360 before booking so we can confirm the house and the date. Full inspections are priced separately.

Who does the inspection?

Hometown Inspections, Florida home inspector license HI14613. Since 2021 we have completed more than 2,800 inspections for over 1,800 clients in Central Florida. Brevard is served by the same inspectors on scheduled route days.